Anticipating the health problems that could condition your day to day, the acquisition of Medical Expenses insurance takes on unprecedented relevance, as it emerges as a solid financial base that helps people age well.
By: Marcos Medina
@MmedinaMarcos
As a consequence of the drastic transformation of the demographic bonus, the increase in life expectancy at advanced ages constitutes a threat to the general well-being of the population, depending on the health problems that could condition their daily lives, a context in which the acquisition of a Medical Expenses insurance gains unprecedented relevance, emerging as a solid financial foundation that helps people age well.
The previous affirmation is unleashed in the analysis entitled Medical Expenses Insurance pfor older adults, carried out by Kayum, which also points out that advanced age in human beings is a challenge that implies beginning to adopt or reinforce certain habits, all with the aim of living healthily for as long as possible.
According to the insurtech, in the event that health deteriorates rapidly during the elderly, "it is necessary to have Medical Expenses insurance, coverage that provides support for any hospital eventuality."
The analysis emphasizes that in Mexico there are 15.4 million older adults, a social conglomerate that represents 12 percent of the total population in this country. However, he regrets 14 million of this age group do not have a policy to help them mitigate hospital contingencies.
To finish, Kayum lists some of the advantages that a person over 60 years of age will obtain by taking out Medical Expenses insurance:
- Wide portfolio of medical services, procedures and treatments with specialists.
- Network of hospitals for care.
- Financial support in situations that require immediate medical attention.
- High quality hospital service.
- Tax deductibility for the contracting party of the policy.
- Flexibility in payments, through monthly, quarterly, semi-annual or annual installments.